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Pradhan Mantri Suraksha Bima Yojana(PMSBY)

Pradhan Mantri Suraksha Bima Yojana(PMSBY) About :

The Scheme is available to people in the age group 18 to 70 years with a bank account who give their consent to join / enable auto-debit on or before 31st May for the coverage period 1st June to 31st May on an annual renewal basis. Aadhar would be the primary KYC for the bank account. The risk coverage under the scheme isRs.2 lakh for accidental death and full disability and Rs. 1 lakh for partial disability. The premium of Rs. 12 per annum is to be deducted from the account holder’s bank account through ‘auto-debit’ facility in one installment. The scheme is being offered by Public Sector General Insurance Companies or any other General Insurance Company who are willing to offer the product on similar terms with necessary approvals and tie up with banks for this purpose.


Just pay 1 rupee and get Rs. 2 lakh insurance Learn about this government scheme. Pradhan Mantri Suraksha Bima Yojana

The Narendra Modi government at the Center had launched a scheme to provide insurance cover to the poor. Its name is Pradhan Mantri Suraksha Vima Yojana (PMSBY). Under this scheme, insurance cover of Rs. 2 lakhs is available on payment of an annual premium of only Rs. If you want, you have to pay only Rs. 1 per month out of pocket.

Find out what is this plan of Modi government Pradhan Mantri Suraksha Bima Yojana



However the premium is deducted on an annual basis. You have to pay 12 rupees at a time. The annual premium of the security insurance plan is deducted till May 31 every year. But if you do not have balance in your bank account at the end of May, the policy may be canceled. Even if you join the insurance plan in the middle of the year, your premium will be valid till May 31. You will be informed about the premium deduction on the registered mobile number.

Pradhan Mantri Suraksha Bima Yojana

Benefits of the scheme : Pradhan Mantri Suraksha Bima Yojana
Plan : Pradhan Mantri Suraksha Bima Yojana


If the insured dies in an accident or becomes disabled, his dependent gets Rs 2 lakh. If he becomes permanently partially disabled, he is paid an amount of one lakh rupees.

The scheme is open to people between the ages of 18 and 70. You need to have a bank account if you want to join the scheme. The scheme can be purchased digitally with a bank account. After that the premium money will be deducted every year. You can also join the scheme by visiting a bank branch.


Important links
Official website
Application Form
Claims Form
State Wise Toll-Free Numbers(PMSBY) Pradhan Mantri Suraksha Bima Yojana Full Details: Click Hare


PMSBY Yojana Official Website: Click Hare

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